When the Insurance Nearly Killed the Deal

The Situation:
A thriving production company was preparing to buy out their larger media partner after years of shared ownership. The deal was pivotal — a chance to regain creative and operational control. But the contract required them to secure a high-level insurance policy common in large M&A transactions. The quoted premiums were so high, they nearly walked away.

The Problem:
Traditional insurance carriers weren’t built to handle the temporary, shutdown-prone nature of a film company’s operations. The risk profile was misunderstood, mispriced, and positioned like a static corporate deal — not a dynamic production company reclaiming its independence.

What Dark Horse Did:
Brought in by the client’s legal team, Dark Horse negotiated directly with the seller’s advisors to reframe the risk structure. We crafted a customized insurance solution that satisfied both parties and significantly reduced the premium. The coverage was lean, smart, and purpose-built to match the true scope of the deal — not the inflated assumptions of a standard M&A policy.

The Result:
The deal closed. The company got their independence. And the premium didn’t break the bank. Dark Horse turned a red-light risk into a greenlighted future.

Category Links

March 17, 2018